Dear Friends,   Perhaps this year, more than ever, Thanksgiving gives us a chance to appreciate what we have – friendships, relationships, and a sense of connection. These gifts are priceless.   I also want to thank you for choosing me as your trusted...

Qualified Charitable Distributions A choice for I.R.A. owners who want to reduce taxes linked to I.R.A. distributions.   Provided by Steve E Holmes   Do you have an I.R.A.? As you enter your 70s, you may start to look at that I.R.A. not only as an asset, but also as a...

End-of-the-Year Money Moves Here are some things you might consider before saying goodbye to 2020.   Provided by Steve E Holmes   What has changed for you in 2020? For many, this year has been as complicated as learning a new dance. Did you start a new job or leave a...

Eight Mistakes That Can Upend Your Retirement Avoid these situations, if you can.   Provided by Steve E Holmes   Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes to steer clear...

The Investment Risk You May Not Know About What can you do to allay this risk?   Provided by Steve E Holmes                         Knowledgeable investors are aware that investing in the capital markets presents any number of risks – interest-rate risk, company risk,...

The Cost of Procrastination Don't let procrastination keep you from pursuing your financial goals.   Provided by Steve E Holmes   Some of us share a common experience. You’re driving along when a police cruiser pulls up behind you with its lights flashing. You pull...

Your Emergency Fund: How Much is Enough? An emergency fund may help alleviate the stress associated with a financial crisis.   Provided by Steve E Holmes   Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your...